consolidate my debt
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Frequently Asked
Questions
What kind of debt can I settle... We can help consolidate unsecured debt
such as credit card debt, department cards, loans to major
creditors, judgments, medical loans, collections, IRS, repos,
and past due utilities. . How do I qualify... Its simple, you must have a combined
total debts of over $5,000.00, more than one unsecured debtors
you owe this too, a resident of the U.S, and that's it you
qualify. It's that easy, now you can fill out our form below
of a free debt consolidation quote. What exactly is debt settlement... debt relief is the process by which we
negotiate with your creditors to obtain better repayment terms
for you on existing debt. Under our debt consolidation plan,
monthly payments are often lowered and interest charges are
reduced - even to levels between 0 and 5%! You save thousands
of dollars in interest rates through a reduced payoff period,
saving you years or even decades of payments. . Why would the debtors be willing to
lower my payments... creditors are willing to participate in
debt consolidation hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
settle also lessens the likelihood of the client declaring
bankruptcy. . Will you contact my employer or report
to the credit bureaus... No. We will not contact your employer or
report to the credit bureaus. A free debt consolidation quote
has no obligations and no credit check. .. Are there fees for this program... Our debt settlement agency does require
a nominal contribution on your part to enroll in the debt
reduction program. This nominal fee covers operation costs and
will be included in your monthly payment. Our fee is lower
than other credit counseling agency. . Do I still have the use of my credit
cards... You cannot use any credit cards that are
put in the debt negotiation plan and we will be happy to
explain all the details and what's expected from you by your
debtors in our free consultation. . How do i get started... All you need to do is to fill out our
form below for a free debt relief quote, we will do the rest
for you at no obligation and of course completely
confidential. . Will debt consolidation hurt my
credit... We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score. . How will I know when deposits are made
on your program... Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
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